Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Thank you for visiting Consumer Directed Benefit Solutions (CDBS). We provide businesses, families and individuals in Tennessee, Arkansas and Mississippi with health, dental, vision, life, cancer, accident, critical illness and disability insurance solutions to the personal and business risks presented by illness, injury and/or death. If you are looking for a personalized approach to your health insurance and life insurance needs backed by 35+ years of experience, you've come to the right place.
Please, take a few minutes to explore the CDBS website to learn more about how the types of insurance solutions, educational resources and the trusted advice I provide can make a positive difference in your business or your personal financial risk management needs and then contact me to discuss how I can help meet your unique needs.
Navigating the complex world of Employee or Individual insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
It's no surprise that vision insurance is misunderstood by many people. Depending on the reason for the doctor visit – a routine exam or an eye injury – it’s not always clear which doctor to visit.
If you are diagnosed with a serious illness or are involved in an accident, traditional health insurance programs such as Medicare and Workers' Compensation may not pay for all the services you need.
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
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